Hammad Haider

Head Operations

Hammad Haider has over 25 years of experience with the country’s leading Commercial & Microfinance banks, including International Banking. He progressed through a learning curve encompassing diversified banking domains including Branch & Corporate Operations, Credits, Alternate Delivery Channels, Digital Transformation, Core Banking Systems Deployment, Business Process Reengineering, Service Quality, Enterprise Project Management, Business Continuity & Disaster Recovery, Administration and Operational Risk Management. His banking career started at Emirates Bank International in 1996. Prior to joining KMBL, he was Head-Alternate Delivery Channels at Allied Bank. His key projects over the past 7 years in KMBL include Corporate Office relocation, T24 (CBAS) implementation and CBAS functional support set up, and MPG/RAAST deployment. His earlier hands on experience on ADCs has been instrumental in Digital Enablement of the bank, entailing IRIS setup, Call Centre, IB & MB, ATMs, Debit Cards, RTGS, Image Based Clearing, Digital Account Opening, CIR RPA; Data Centre relocation, BCP & DR management etc.   Having a Master’s in Public Administration with Commerce & Business background, and spearheading above projects Hammad developed a strategic drive for technology-based business transformation. With his experience, attention to detail, pragmatic approach and motivation to delivery - he acts as a strategic advisor and change catalyst in all enterprise level projects, particularly in Digitization, Governance, BPR and Control domains – which remained his key strengths in achieving operational objectives, while also inculcating a culture of governance in KMBL.

Saleem Akhtar Bhatti

Interim President/CEO, Group Head Finance & CFO

Saleem Akhtar Bhatti is the new Interim President and Chief Executive Officer of Khushhali Microfinance Bank. He is a finance expert with more than 25 years of industry experience. Saleem joined Khushhali Microfinance Bank in 2001. Prior to KMBL, Saleem held various management positions providing leadership and strategic direction in the finance & accounting functions through financial strategy, planning, financial and management accounting, budgeting, tax planning, defining financial policies and controls.