Product Name

Khushhali Amdani Loan

Product Purpose

Khushhali Sarmaya is offered to micro-entrepreneurs (small business owners) and livestock owners. The loan can be used for purchase of raw materials/ finished goods/ stocks/inventory and to enhance production of goods & services. This loan facility can help small businesses get credit for operating assets to help them generate more income.

Loan Eligibility Criteria

• Age: 22 – 60 years
• Applicant must be micro-entrepreneurs who are either self-employed or employ few individuals maximum 10 (excluding seasonal labors)
• Minimum business experience of 2 years
• NADRA CNIC/ SNIC holder
• Must have good credit history

Tenure

• 3 – 120 months

Collateral

• Against Salary and Pension

Loan Ticket  (minimum and maximum)

PKR 350,001 - 1,000,000

Service charges

• 32% APR