Objective:
Khushhali Mustaqbil is a unit linked regular premium insurance product mutually designed by Khushhali MFB & Adamjee Life. Product aims to bring value & financial stability to every household by covering them under an umbrella of insurance coverage and providing healthy investment returns to secure your children education’s & marriages, build profitable savings & reaching retirement life with a peace of mind.
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Entry Age |
18 to 70 Years |
|
Policy Term |
Min 10 Years Max 20 Years |
|
Unit Allocation |
1st Year 40% 2nd Year 90% 3rd Year & Onward 100%
|
|
Bonus Allocation |
5th Year 10% 10th Year 50%
|
Charges:
|
Management Charges |
Annual Yield 1.75% |
|
Admin Fee |
Nil |
|
Policy Fee |
Nil |
|
Bid/Offer Spread |
5% |
|
Minimum Premium |
Rs. 8,000/P.A |
Funds:
- Investment Multiplier Fund
- Investment Secure Fund
Additional Benefits:
- Accidental Death & Disability Benefit
- Spouse Protection Rider
- Monthly Income Benefit
- Critical Illness Rider
- Life Saver Rider
- Waiver of Premium Disability
- Waiver of Premium Death
Free Look Period:
14 days review time period enables client to review policy’s terms & condition upon receipt of policy documents. Upon cancelation of policy, 100% money back guarantee is offered.
Expenses incurred on medical examination will be deducted.