Product Description:
Khushhali Takaful Plan is a unique insurance plan by Pak-Qatar Family Takaful designed especially for Khushhali customers that caters for both financial protection needs as well as their long-term savings / investment opportunities.
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Premium |
Minimum Premium: 8,000/ P.A Maximum Premium: No Limit |
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Eligiblity Age |
Minimum age at entry: 18 years |
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Policy Term |
Minimum: 10 years |
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Death Benefit |
Sum Covered + Surplus if any from IFTPF + Cash Value |
Top-Up Contributions
The Participant has the option to make an additional single contribution at any time during the membership term. Minimum Top-Up contribution amount is Rs. 15000/-
The charges deducted from the Top-Up contribution are 5% once.
- Accidental Death Benefit
- Accidental Death and Dismemberment
- Permanent Total Disability – Sickness
- Family Income Benefit
- Waiver of Contribution
- Critical Illness
- Additional Term Takaful
Inflation Protection
Khushhali Takaful provides a unique feature to save your hard earned accumulations from inflation effect.
Free Look Period
If not satisfied by any terms and conditions of the plan, the Participant is allowed to submit a written request to cancel the Membership within 14 days of his/her membership. The Takaful Operator will refund the Contribution paid less the amount paid into the IFTPF as the Takaful Contributions. Furthermore, the Takaful Operator reserves the right to deduct expenses incurred on medical examination of the Participant in connection with the issuance of the Membership.